Payment Policy

Thank you for choosing nicesnker, a brand powered by Selph Co LLC. We are dedicated to providing our customers with convenient, secure, and user-friendly ways to purchase our premium clothing and POD (Print-On-Demand) T-shirts. Below, you will find comprehensive details about our accepted payment methods, how we secure your transactions, and the steps involved in processing your payments.

1. Accepted Payment Methods

  1. PayPal

    • Quick & Accessible: PayPal is renowned for its simplicity and safety, allowing you to complete transactions using your PayPal balance, linked bank account, or major credit/debit cards.

    • Global Trust: As a leading online payment platform, PayPal protects buyers by offering an extra layer of account security and dispute resolution features.

  2. Stripe

    • Credit & Debit Cards: Stripe enables seamless transactions using various major credit/debit cards (e.g., Visa, MasterCard, American Express).

    • User-Friendly Experience: Its clean checkout interface is designed to streamline the payment process and reduce cart abandonment.

    • Advanced Fraud Prevention: Stripe’s powerful anti-fraud tools work behind the scenes to keep your card information secure.

2. Payment Security

  1. SSL Encryption

    • Encrypted Data Transfer: Our website incorporates Secure Socket Layer (SSL) technology, ensuring that all sensitive data—like credit card numbers and personal details—is encrypted during transmission.

    • Secure Environment: SSL creates a secure tunnel between your browser and our servers, safeguarding your information from unauthorized access.

  2. PCI Compliance

    • Industry Standards: Both PayPal and Stripe comply with the Payment Card Industry Data Security Standard (PCI DSS), a set of rigorous guidelines designed to protect payment data.

    • Confidential Handling: We do not store or access your full card details on our servers; that sensitive information remains safely under the care of our payment processors.

  3. Fraud Protection

    • Real-Time Monitoring: Our payment gateways run continuous risk assessments and employ machine-learning algorithms to spot fraudulent activity.

    • Secure Checkout: If any anomalies or red flags surface, transactions are automatically flagged or declined to protect both you and our business.

3. Payment Process & Confirmation

  1. Order Placement

    • Checkout Steps: After adding your favorite items to the cart, you will be guided through our checkout page where you can pick PayPal or Stripe as your payment method.

    • Billing Details: You may be prompted to enter billing details, including your name, address, and email, to confirm the payment source and ensure accurate record-keeping.

  2. Immediate Authorization

    • Instant Charge: Once you finalize your order, the chosen payment gateway authorizes your payment.

    • Rejection & Notifications: If your payment method fails or is declined, you will receive a notification. We recommend checking card details or contacting your bank in such situations.

  3. Order Confirmation

    • Email Receipt: An email confirmation will be automatically sent once your payment is approved. This email includes an overview of the items purchased, the total amount paid, and an order ID for reference.

    • Processing Timeline: We begin processing your order within 2–4 business days (Monday to Friday, 8:00 AM–6:00 PM PT), as outlined in our Shipping Policy.

    • Further Communication: Should any issues arise (e.g., stock unavailability, address discrepancies), our support team will reach out via email or phone for clarification.

  4. Tax & Fees

    • Applicable Taxes: As stated in our policies, a 5% tax applies to all orders. Any additional fees or surcharges will be clearly visible at checkout.

    • Currency: Transactions are processed in U.S. dollars (USD). Currency conversion fees may apply if your card is issued outside the United States, depending on the bank’s policies.

4. Payment Disputes & Issues

  1. Dispute Resolution

    • First Contact: If you encounter a billing error or unauthorized charge, please contact us immediately at contact@nicesnker.com.

    • Escalation: PayPal and Stripe also offer buyer protection programs that allow you to open a dispute if a transaction is found to be incorrect or fraudulent.

  2. Order Delays & Cancellations

    • Reasons for Delay: Orders may be held if there are payment discrepancies, incorrect billing information, or suspected fraud.

    • Cancellation & Refund: If we are unable to verify or process your payment, your order will be canceled, and you will receive a prompt refund (if applicable).

5. Changes to Payment Methods

We may add, remove, or modify accepted payment methods to serve you better. Any updates will be posted on this page, and changes become effective immediately upon publication. We recommend reviewing this section periodically to stay informed about our most current payment options.

6. Questions & Support

Should you have any inquiries about our Payment Methods or need assistance completing your transaction, please do not hesitate to reach out:

Company Name: Selph Co LLC

Company Number: B20250045100

Address: 1718 Federal Ave, Los Angeles, CA 90025, United States

Email: contact@nicesnker.com

Phone: +1 (760) 501 5261

Business Hours: Monday – Friday 8:00 am – 6:00 pm (Pacific Time, PT)

Response Time: Our customer service team typically responds within 12 hours during business days

Our dedicated support team is available to help you finalize your purchase with confidence and address any concerns you may have.

Thank You for Choosing nicesnker
Your trust and satisfaction are paramount. By employing leading payment gateways like PayPal and Stripe, we aim to provide a safe and efficient checkout experience. We appreciate your business and look forward to delivering exceptional clothing and POD T-shirts to elevate your wardrobe.